Divas R Frugal takes readers along my personal finance journey from credit card and student loan debt. While on this journey I am empowering millennial women , like myself, to know that being Frugal does not cancel your inner Diva. Women should achieve frugality in their mind, finances, and their spirits. Our definition of Frugal is the ability to learn and execute how to get the things that you want without breaking the bank or having to settle for less.